ADULTING 101 - LIFE LESSONS
Things they don't teach in school.
During college and after graduation, what are the crucial life lessons that were never taught in school.
"When I realized all of the information Virtual Dad will make available for my kids, I broke out in goose bumps"
Carlos
El Paso Texas
"I had great business ideas. I just couldn't get past go. I didn't know how to create a budget. Virtual Dad taught me how"
Kathy
Tampa Florida
"When I got my first pay check, I was pissed. I didn't understand everything they took out. He helped me understand where all MY money went!"
Scott
Los Angeles California
"This is what every college student, college graduate and young adult needs. It teaches and explains so much that I didn't learn in school. "
Zack
Jackson New Jersey
"I am a senior accounting major in business school and I was never taught how to balance a check book in school. Virtual Dad Taught me how."
Sarah
Safety Harbor Florida
"My wife and I were ready to buy our first house. We just had no clue what to do and how the process worked. Virtual Dad helped us so much!"
Seth
New Orleans Louisiana
5 Major Mistakes College Graduates Make
College is over and now real life begins. From kindergarten through college, you have lived 20-25% of your expected life setting you up for the rest of your life. The next steps you take can have a major impact on the rest of your life.
Learn What They Are
EVERYTHING ABOUT FINANCE
We teach about Credit, Budgeting, Savings and Investing, Checking Accounts, Taxes and most importantly Credit Cards. Why do Credit Card companies send so many applications for cards to college students?
CREDIT
Understanding what credit is and the importance of having it. What is a Credit Score and how is it calculated? What is the impact of your Credit Score?
BUDGETING
What is a Budget, why and when should you use one. How to do a simple budget or how to do a complex budget.
SAVINGS AND INVESTING
What is the difference between Saving and Investing. What is the risk and the reward. What are the ways to do both.
CHECKING ACCOUNTS
How to balance your checking account. Using online checking. Using a debit card. Overdrafts and Overdraft protection.
TAXES
They say there are two things in life that you have to do, pay your taxes and dying. I won't be covering dying here, but I will be explaining taxes.
CREDIT CARDS
Why do college students get so many credit card applications. What are the benefits and risks of credit cards.
FINDING A JOB
Now that you have your degree or are just looking for a job, what are things you can do to help you get hired.
SWITCHING JOBS
You have a job but are not happy. What should you do first. When should you quit your current job. How to prepare for a new job.
SWITCHING CAREERS
When you are at a crossroad in your life and are thinking about switching careers. What can you do to prepare. What are the things you need to consider?
SALARIED VS HOURLY
What is the difference and what are the benefits of both. What if you work overtime and are salaried? What does all of this mean?
RESUMES
What to put in your Resume and what not to put in it. The importance and flexibility of a resume. How to build it for the job you want.
ACCOUNTABILITY TRAINING AND CERTIFICATION
Being Totally Accountable is the practice of doing what you said you would do when you said you would do it all the time. This Certification sets you apart from other candidates in your job search.
BUYING VS LEASING
Should you lease a place or buy it. They are advantages to both and disadvantages. Virtual Dad helps you decide when to buy or lease.
BUYING A HOME
This series explains all of the aspects of buying a new home. From prequalification to appraisals to moving in.
SELLING A HOME
Are you ready to sell your house? What do you need to do to get ready? If you use a realtor what are the things they should do for you and things they shouldn't do? When should you start looking for a new house?
AUTO
You have to have Auto Insurance if you own a car. What are the parts of the policy and what do they mean.
HEALTH
Health Insurance - What are the types of insurances and how do they work. What is an HSA?
LIFE
There are so many options available in Life Insurance. What are the differences and what are the impacts as you age.
TRAVEL
Whether you travel for work or pleasure, this module will help you get the most out of traveling and make it less frustrating.
POINTS
What are points, how do you get them and what is the best way to get the most points available.
CAR RENTALS
When traveling, if you need a car, the things you should know before renting.
LODGING
When traveling what are the options and what are the factors you should consider when deciding where to stay.
Airlines - Pricing
Understanding the cost of flying and the hidden addons. What to watch out for with the budget airlines.
Dealing With Weather
What is the impact of weather on travel? What to expect with weather delays and what can you do to reduce the impact on your trips.
Travel Tools
There are hundreds of tools available to help with travel. This Module explains which ones to use and when.
Cooking Basics
Cooking can be very fun and can save you money. Everyone has to eat and knowing how to cook and what to cook can help your budget, your health and your family life in general.
Grilling
Grilling makes food taste great, is easy clean up and fun to master. We teach you how to grill properly and the different methods of grilling.
Sous Vide
A very common method used in restaurants can make cooking great meals very easy with great results